Current WesternBank Interest Rates
Whether you're shopping for a car loan or deciding on the best savings option, we work hard to provide the most competitive rates in the market.
Below are a sampling of our current rates for our deposit products. Contact us to find the product at a rate that's right for you.
Disclaimer: Rates and programs are subject to change at bank discretion without notice.
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CD Specials* |
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|
Term |
Minimum Balance |
Interest Rate |
APY |
|---|---|---|---|
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* A penalty will be imposed for early withdrawal on certificates APY = Annual Percentage Yield Rates Effective: |
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Savings Accounts ** |
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|
Account |
Minimum Balance |
Minimum Deposit |
Interest Rate |
APY |
|---|---|---|---|---|
| Regular |
0 |
$250 |
.05% |
.05% |
| Holiday | 0 | $5.00 | .20% | .20% |
| Western Capital | 0 - $9,999 | $2,500 | .05% | .05% |
| $10,000 - $49,999 | $2,500 | .10% | .10% | |
| $50,000 - $99,999 | $2,500 | .13% | .13% | |
| $100,000 - $299,999 | $2,500 | .23% | .23% | |
| $300,000 - $999,999 | $2,500 | .38% | .38% | |
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** Rates may change after account opening. Annual Percentage Yield (APY) is the effective annual interest rate. Fees may reduce earnings. Rates Effective: |
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|
Certificates of Deposits* |
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|
Term |
Minimum Balance |
Interest Rate |
APY |
|---|---|---|---|
|
3-Month |
$1,000-9,999 |
.09% |
.09% |
| $10,000-49,999 | .14% | .14% | |
| $50,000-99,999 | .16% | .16% | |
| $100,000+ | .18% | .18% | |
| 6-Month |
$1,000-9,999 |
.23% | .23% |
| $10,000-49,999 | .33% | .33% | |
| $50,000-99,999 | .38% | .38% | |
| $100,000+ | .42% |
.42% |
|
| 12-Month |
$1,000-9,999 |
.38% | .38% |
| $10,000-49,999 | .53% | .53% | |
| $50,000-99,999 | .62% | .62% | |
| $100,000+ | .68% | .68% | |
| 24-Month |
$1,000-9,999 |
.63% |
.63% |
| $10,000-49,999 | .93% | .93% | |
| $50,000-99,999 | .97% | .97% | |
| $100,000+ | 1.01% | 1.01% | |
| 36-Month |
$1,000-9,999 |
1.05% | 1.05% |
| $10,000-49,999 | 1.10% | 1.10% | |
| $50,000-99,999 | 1.21% | 1.21% | |
| $100,000+ | 1.34% | 1.34% | |
| 48-Month |
$1,000-9,999 |
1.14% | 1.14% |
| $10,000-49,999 | 1.37% | 1.37% | |
| $50,000-99,999 | 1.46% | 1.46% | |
| $100,000+ | 1.53% | 1.53% | |
| 60-Month |
$1,000-9,999 |
1.43% | 1.43% |
| $10,000-49,999 | 1.56% | 1.56% | |
| $50,000-99,999 | 1.63% | 1.63% | |
|
|
$100,000+ |
1.70% |
1.70% |
|
* A penalty will be imposed for early withdrawal on certificates APY = Annual Percentage Yield Rates Effective: |
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Interest-Bearing Checking Accounts** |
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|
Account |
Minimum Balance |
Interest Rate |
APY |
|---|---|---|---|
|
Preferred Plus |
0 |
.05% |
.05% |
| $2,500 | .10% | .10% | |
|
** Rates may change after account opening. Annual Percentage Yield (APY) is the effective annual interest rate. Fees may reduce earnings. |
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Important Information
* A penalty will be imposed for early withdrawal on certificates
** Fees charged on any deposit account could reduce the earnings
APY = Annual Percentage Yield
