Customer Service

                                     BALANCE SHEET AS OF DECEMBER 31, 2009
ASSETS   December-09
  1. Cash and Balances Due from Depository Institutions:
       a. Non-Interest-Bearing Balances and Currency and Coin......................  $              6,831
       b. Interest-Bearing Balances...............................................................  $                 646
  2. Securities...........................................................................................  $            11,728
  3. Federal Funds Sold ............................................................................  $              4,500
  4. Loans and Leases:
      a:  Loans and Leases, net of unearned income......................................  $            86,494
      b.  Less: Allowance for Loan and Lease Losses....................................  $                 386
      c.  Loans and Leases, net of unearned income, allowance and  $            86,108
           reserve (item 4.a minus 4.b and 4.c)................................................
   5. Premises and Fixed Assets …………………………………....................  $              4,054
   6. Other Real Estate Owned...................................................................  $                 335
   7. Intangible Assets...............................................................................  $              3,054
   8. Other Assets.....................................................................................  $              7,419
   9.  Total Assets (sum of items 1 through 8)..............................................  $           124,675
LIABILITIES
 10.  Deposits:
        a.  In Domestic Offices......................................................................  $            99,595
             (1)  Non-Interest-Bearing...............................................................  $            13,126
             (2)  Interest-Bearing......................................................................  $            86,469
 11.  Federal Funds Purchased ……………………………………………….......  $                     -
 12.  Demand Notes Issued to the U.S. Treasury.........................................  $                     -
 13.  Other Borrowed Money…...................................................................  $            12,250
 14.  Mortgage Indebtedness and Obligations..............................................  $                     -
 15.  Other Liabilities ……………………………………..................................  $                 767
 16.  Total Liabilities (sum of items 11 through 15).......................................  $           112,612
EQUITY CAPITAL
  17.  Preferred stock................................................................................  $                     -
  18.  Common Stock………......................................................................  $                 200
  19.  Surplus...........................................................................................  $            11,858
  20.  Undivided profits …………………………………...................................  $                (185)
  21.  Unrealized Gain/Loss on Securities……………………………...............  $                 190
  22.  Total Equity Capital (sum of items 18 through 21)...............................  $            12,063
  23.  Total Liabilities and Equity Capital)....................................................  $           124,675
         (sum of items 17 and 22)
*Amounts reported in 1000's